Terms & Conditions
Effective Date / Last Updated: April 27, 2026
Project COA Terms & Conditions
Project COA is the operating name of Consumer Power Initiative Inc., an Illinois nonprofit organization recognized as tax-exempt under Section 501(c)(3) of the Internal Revenue Code. In these Terms & Conditions, “Project COA,” “we,” “our,” or “us” refers to Consumer Power Initiative Inc. operating under the name Project COA.
These Terms & Conditions govern your use of the Project COA website and any content, pages, forms, publications, or other materials made available through the website.
By using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.
Use of the Website
You agree to use this website only for lawful purposes and in a manner consistent with all applicable laws and regulations.
You may not:
- Use the website in a way that could damage, disable, overburden, or impair the website
- Attempt to gain unauthorized access to any systems, accounts, data, or networks
- Use automated tools to scrape, copy, harvest, or extract website content without permission
- Submit false, misleading, unlawful, harmful, or infringing content
- Upload or transmit malicious code, spam, or other harmful materials
- Impersonate any person or organization
- Interfere with the security or proper operation of the website
Informational Purposes Only
The content on this website is provided for general informational, educational, research, and nonprofit purposes.
Nothing on this website constitutes legal, tax, accounting, investment, financial, business, or other professional advice. You should consult your own qualified advisors before relying on any information for legal, tax, investment, financial, or business decisions.
Nothing on this website constitutes an offer to sell securities, a solicitation to invest, or a guarantee of any particular result, acquisition outcome, charitable outcome, financial outcome, or research conclusion.
Intellectual Property
Unless otherwise stated, the content on this website, including text, graphics, logos, designs, publications, images, videos, page layouts, and other materials, is owned by or licensed to Consumer Power Initiative Inc. operating as Project COA.
You may view, link to, and share publicly available website pages for personal, educational, journalistic, or non-commercial purposes, provided that you do not misrepresent the content or remove attribution.
You may not copy, reproduce, modify, distribute, republish, sell, exploit, or create derivative works from website content without our prior written permission, except as permitted by applicable law.
Any trademarks, service marks, logos, or trade names appearing on the website are the property of their respective owners.
Publications and Research Content
Project COA may publish research, commentary, analysis, thesis materials, and other content related to charitable ownership, nonprofit ownership structures, business performance, philanthropy, and related topics.
We make reasonable efforts to present accurate and thoughtful information, but research and analysis may evolve over time. We do not guarantee that any content is complete, current, error-free, or suitable for your particular purpose.
User Submissions
If you submit information through our website, including through a contact form, email, inquiry, or other communication, you are responsible for ensuring that the information is accurate, lawful, and does not violate the rights of any third party.
You should not submit confidential, proprietary, sensitive, or legally privileged information through the website unless we have specifically requested it or entered into a separate written agreement with you.
By submitting non-confidential information to us, you grant Project COA a non-exclusive, worldwide, royalty-free right to use, reproduce, store, and process that information as reasonably necessary to respond to you, operate the website, evaluate your inquiry, carry out our nonprofit activities, and otherwise use the information in accordance with our Privacy Policy.
We will not intentionally publish your personal contact information without your consent.
Donations
If donation functionality is available through this website or through a linked third-party platform, donations are made to Consumer Power Initiative Inc., operating as Project COA, unless otherwise stated.
Donations are voluntary and are generally non-refundable. We may, in our discretion or as required by law, refuse, return, or refund a donation, including in cases of error, suspected fraud, processing issues, or other appropriate circumstances.
You agree to provide accurate and complete information when making a donation.
Contributions may be tax-deductible to the extent permitted by law. We do not provide tax or legal advice. You should consult your own tax advisor regarding the deductibility of any contribution.
Unless otherwise stated in connection with a specific donation, no goods or services are provided in exchange for donations. If goods or services are provided in exchange for a contribution, the deductible portion of the contribution may be limited as required by applicable tax law.
Donation processing may be handled by third-party payment processors or donation platforms. Your use of those services may be subject to their own terms, privacy policies, and fees.
Third-Party Links
The website may contain links to third-party websites, platforms, publications, social media pages, payment processors, or other external services.
These links are provided for convenience only. Project COA does not control and is not responsible for third-party websites, content, privacy practices, security practices, terms, or services. Your use of third-party services is at your own risk.
Privacy
Your use of this website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, disclose, and protect information.
Disclaimer of Warranties
The website and all content are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Project COA disclaims all warranties, express or implied, including warranties of accuracy, reliability, completeness, merchantability, fitness for a particular purpose, non-infringement, and availability.
We do not guarantee that the website will be uninterrupted, secure, error-free, free of viruses or harmful components, or available at any particular time.
Limitation of Liability
To the fullest extent permitted by law, Project COA, Consumer Power Initiative Inc., and their directors, officers, employees, volunteers, contractors, agents, and representatives will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of, or inability to use, the website or website content.
To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the website or these Terms & Conditions will not exceed the greater of one hundred dollars or the amount you paid directly to Project COA through the website in the twelve months before the claim arose.
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
Indemnification
You agree to defend, indemnify, and hold harmless Project COA, Consumer Power Initiative Inc., and their directors, officers, employees, volunteers, contractors, agents, and representatives from and against any claims, damages, liabilities, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or related to your violation of these Terms & Conditions, your misuse of the website, your submitted content, or your violation of any law or third-party right.
Changes to These Terms
We may update these Terms & Conditions from time to time. When we make changes, we will update the effective date above. Changes are effective when posted on the website.
Your continued use of the website after updated Terms & Conditions are posted means that you accept the updated Terms & Conditions.
Governing Law and Venue
These Terms & Conditions are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.
To the fullest extent permitted by law, any dispute arising out of or relating to these Terms & Conditions or your use of the website will be brought in the state or federal courts located in Illinois, and you consent to the jurisdiction of those courts.
Contact Us
If you have any questions or concerns about these Terms & Conditions, please contact us at:
Project COA
Operating name of Consumer Power Initiative Inc.
Chicago, Illinois
Email: brad@projectcoa.org